If you think a debt management plan is the best advice for you then always speak to a not for profit charity. All for profit companies are only in it for themselves looking to make money. They may have excellent customer service but actually the truth is your debt management plan will last longer with a for profit company.
Pricing
Charities get paid for administering your debt management plan but they get their money from the creditors at the end. So you would repay 100% of the money you borrowed (potentially including interest and charges) and they you will be debt free.
To become debt free with a for profit company you need to pay back all of your debt plus their fee. The average fee for a debt management company is the first 2-3 months payments as setup costs then between 15%-40% of your month contributions. This means your debt problem lasts extra long for no apparent reason.
UK Debt Helper believes all for profit debt management companies are not competitive in the current market and as a result some are using sneaky, deceitful tactics to trap customers.
AVOID FOR PROFIT DEBT MANAGEMENT COMPANIES